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    Find a Reputable Consumer Credit Counseling Agency Near You!

    Every state has been matched with the best resources to allow you to choose your best options for consolidating credit card debt. These agencies can help you determine your needs based on your financial situation. They will evaluate your credit situation, help you develop a budget and determine possible options to resolve your debt problems.

    Make sure that you are comfortable working with the agency you select. It is not enough to find an agency that is nonprofit. The counselors should be accredited and the agency should have a satisfactory rating with the Better Business Bureau.

    Have a clear understanding of what types of assistance they might be able to provide as well as any fees that might be required. Reasonable fees are common, but you should not have to pay more than you feel is a reasonable amount. The counseling session itself may be free.

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